Oh-Bama Pay Attention Please!!!

Oh-Bama Pay Attention!!!

As our President is pushing hard to get the Health Care Reform Act passed in Congress and with a new addition being added to it a governmental insurance option. That’s option folks and that means you have the option to take it or leave it! Okay get back on track there kiddo.

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I am sure that he is aware of what is going on with Medicare he has already put somethings in place in the Health Care Reform Act pertaining to Medicare.  He wants to cap payments for health services that are paid out to various health care venues and he is has stipulated placing medical records on computer and there are others. This is a start, well last night I viewed this 60 Minute report about Medicare Fraud.

Now we know that there is such a beast and he does too but I just got more angry as I heard this convict (who has 12yrs time to serve) talk about how he did it and laugh about it. Then brag about the gas powered prosthetic limbs he billed Medicare for at the cost of $50,000 each. OMG!!!

We are paying for this from our paychecks people! You know that line among many of deductions from our paycheck next to the biggie the Federal Income Tax, geesh! FICA-Medicare is removed it’s the next biggest deduction.  So if you really want to get upset as I did think of it this way we are paying someone to rip us off! 😦

Here’s a true medicare fraud story for ya. A person works in an ophthalmologist office about almost 20 years ago (yep 20 years this is nothing new) found out that visual screenings (for ages 50+ yrs) were being fudged to reflect that patients were seeing worse than they really were.

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Why was this done to bill Medicare for a trip out the homes, nursing homes, convalescent homes etc and bill Medicare a full ophthalmology eye exam (which costs more than an optometrist’s eye exam by at least double).  Remember most of these patients were seeing 20/20 by the way that is normal vision or maybe the line above normal which is still great for a patient of that age.

Coming from the Hippocratic oath of , “Do no harm, I would say that wasn’t taken seriously. Most of these patient’s vision was normal and oh they weren’t complaining about vision difficulties.  So you see this is not a new phenomenon and it has been going on for years bilking the system, know what I mean?

Ain’t that a kick in the head and yes it burns my butt to a crisp.  So I know President Obama is aware of this just not sure of the depth yet.

However at last count of  $60 Billion dollars in fraudulent claims I would say let’s get BUSY QUICKLY!!!

LifeLock has become UNLOCKED!

Have you seen this commercial?

As I am browsing the internet for my usual morning news, I come across this article about how the company that is supposed to protect your identity called Lifelock has a $1 million lawsuit pending in Arizona for misleading the public about their services as well as Maryland, New Jersey, and West Virginia. This is the guy that drives around in a white semi with his actual social security written on the truck and his bull horn siting that his company will protect your identity  to prove the ability and strength of his company has in protecting you. Better think again!

Lifelock is UNLOCKED!

The owner Todd Davis has had his identity stolen once by a guy who applied for a Payday loan and this guy took Davis for a total of $500.00. OMG! This just too ironic as they say just live a little longer. Lifelock was charging $10.00/month for their service that they will protect your vital financial information from identity theft. Yeah right it didn’t work for Davis. I feel sorry for those who got hooked into this hopefully they will be able to recoup. He states that is only because payday loans doesn’t use the three major credit reporting bureaus to check people’s credit records. He has no credit alerts or any derogatory fraudulent activity on any of his three credit reports. Honesty isn’t once too much?

There is nothing that can totally protect your identity if a theft wants it that bad. Junk mail and credit pre-approval offers why pay a company to do that when you can do this free. Just go the the three credit bureaus and find the “opt out” link and follow the instructions takes less than 10 minutes at the most.

I have done it that reminds me it is time to do it again I think it only lasts for somewhere about 5-7 years but you can investigate that yourself on the web.

Here is the Wikipedia and federal government information that can help you with all sorts of opt out areas from email on down to your cell phone. I have done many and it does cut down the junk and solicitations. Again it is free. Why pay someone money when you can do this yourself the government even has a website dedicated just to this.

Federal Government “Opt Out Info”

Wikipedia Opt Out

OR you can Call 1-888-5-OPTOUT (1-888-567-8688) all for free!

I will leave you with this quote:

There’s been a lot of marketing, a lot of hype about LifeLock,” said Paul Stephens, director of policy and advocacy with the Privacy Rights Clearinghouse, a nonprofit consumer advocacy organization. “The question is, ‘How much protection does it really buy you?'”

“There is no company that can guarantee they can protect you (completely) against identity theft,” Stephens said. “Absolutely nobody can do that.”

OMG! 😉