LifeLock has become UNLOCKED!

Have you seen this commercial?

As I am browsing the internet for my usual morning news, I come across this article about how the company that is supposed to protect your identity called Lifelock has a $1 million lawsuit pending in Arizona for misleading the public about their services as well as Maryland, New Jersey, and West Virginia. This is the guy that drives around in a white semi with his actual social security written on the truck and his bull horn siting that his company will protect your identity  to prove the ability and strength of his company has in protecting you. Better think again!

Lifelock is UNLOCKED!

The owner Todd Davis has had his identity stolen once by a guy who applied for a Payday loan and this guy took Davis for a total of $500.00. OMG! This just too ironic as they say just live a little longer. Lifelock was charging $10.00/month for their service that they will protect your vital financial information from identity theft. Yeah right it didn’t work for Davis. I feel sorry for those who got hooked into this hopefully they will be able to recoup. He states that is only because payday loans doesn’t use the three major credit reporting bureaus to check people’s credit records. He has no credit alerts or any derogatory fraudulent activity on any of his three credit reports. Honesty isn’t once too much?

There is nothing that can totally protect your identity if a theft wants it that bad. Junk mail and credit pre-approval offers why pay a company to do that when you can do this free. Just go the the three credit bureaus and find the “opt out” link and follow the instructions takes less than 10 minutes at the most.

I have done it that reminds me it is time to do it again I think it only lasts for somewhere about 5-7 years but you can investigate that yourself on the web.

Here is the Wikipedia and federal government information that can help you with all sorts of opt out areas from email on down to your cell phone. I have done many and it does cut down the junk and solicitations. Again it is free. Why pay someone money when you can do this yourself the government even has a website dedicated just to this.

Federal Government “Opt Out Info”

Wikipedia Opt Out

OR you can Call 1-888-5-OPTOUT (1-888-567-8688) all for free!

I will leave you with this quote:

There’s been a lot of marketing, a lot of hype about LifeLock,” said Paul Stephens, director of policy and advocacy with the Privacy Rights Clearinghouse, a nonprofit consumer advocacy organization. “The question is, ‘How much protection does it really buy you?'”

“There is no company that can guarantee they can protect you (completely) against identity theft,” Stephens said. “Absolutely nobody can do that.”

OMG! 😉

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